Lourdina Conceição Lobo was born at Salvador do Mundo in Socorro, Goa, India, on 8 December 1908 as the eldest of nine children. At the time of her birth, Goa was a Portuguese colony. Her mother and aunt both lived to be 98. Conceição Lobo was diagnosed with diabetes at a young age, but still enjoyed eating sweet and sugary foods.

In 1944, she married José Maria Lobo in Camurlim, Goa. The couple had four children – one son and three daughters. She gave birth to her first child at the age of 37. The family lived in Bombay until 1961, when they returned to Goa. In 1963, she moved to a house in Camurlim where she would live until the end of her life.

Conceição Lobo was independent well into her 90s, still doing many tasks on her own up until the age of 103, but she became wheelchair-bound after developing gangrene at the age of 102, which caused her to have her toes amputated. Doctors wanted to amputate her leg, but she refused. As a centenarian, it was reported that she enjoyed watching television and stitching, as well as knitting and darning. A devout Catholic, she stated that: “These two things are the only things that count in life. Love thy neighbor and Love thy God.” Besides Konkani, English and Latin, she was also fluent in Portuguese, reading the newspaper in Portuguese every morning as of 2020.

At the time of death, she had six grandchildren and at least one great-grandchild. One of her sisters was alive at the time in her 90s.

Lourdina Conceição Lobo died in Camurlim, Goa, India on 3 November 2021 at the age of 112 years, 330 days.